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Posts Tagged ‘EMV Kernel’

Application Selection – Name Display

January 20, 2010 at 1:36 pm

EMVCo have finally corrected one of the longest standing anomalies in the EMV specifications, with the release of EMVCo Specification Update Bulletin No. 71. When there are multiple payment applications present on an EMV card, or the card configuration requires cardholder confirmation, payment terminals will display the list of applications to the cardholder to allow […]

EMV Cardholder Verification Methods

January 6, 2010 at 10:58 am

Although EMV is often referred to as “Chip and PIN”, in fact EMV supports several different methods of verifying the identity of the cardholder, known as Cardholder Verification Methods (CVM). Every card contains a list of the CVM that it supports, and when they need to be applied (e.g. Use online PIN if the transaction […]

EMV Online Security

December 9, 2009 at 2:00 pm

If you are familiar with magnetic stripe card processing, you may not be aware that the online processing of an EMV “Chip and PIN” card allows the authenticity of a payment card to be verified, in addition to checking whether there are sufficient funds available for the payment. An EMV card generates a unique “Authorisation […]

EMV Approval Expiry

December 3, 2009 at 3:51 pm

This year, for the first time, EMVCo have implemented a policy of revoking all EMV Level 2 letters of approval that are more than 3 years old. Although EMVCo offer the option to renew an existing EMV Kernel approval by submitting it for retesting, the fact that they regularly issue specification update bulletins effectively means […]